Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Helpful Retirement Strategies for Women Learn how to address the challenges that women face when planning for retirement. Roth IRA for Kids Learn about the benefits and requirements of opening a Roth IRA for kids.